HEALTHCARE FINANCE LOANS PROGRAMS:

Rates for our program range from 1.9% APR - 23.9% APR. The Annual Percentage Rate available to you will be determined by the term for which you apply and your credit standing. These rates are available for a limited time only and are not available in all areas.

HEALTHCARE FINANCE INTEREST FREE LOAN:

Interest free financing options and interest free terms (3, 6, 12 and 18 months) are only available to those who qualify.

Please note that a 19.99% retroactive APR and a term of up to 48 months will be applied to the balance on the loan if the loan is not paid off during the Interest Free period. To calculate finance charges, we will multiply your Average Daily Balance for the Interest Free period by your Interest Rate of 19.99% APR. We will then add this interest charge to the balance of your loan. Your minimum monthly payment will not change.

DISCLOSURES:

The applicant certifies that the information submitted in this credit application is true and complete and made for the purpose of obtaining a loan. The office of Dr. Jay M Pensler is authorized to verify the information disclosed and to perform a credit investigation with its providers. The applicant authorizes Dr. Jay M Pensler to give credit information to any credit reporting service and to respond to credit inquiries. It is also agreed that the application shall remain the property of Dr Jay M Pensler whether or not the loan is granted. The loan proceeds may be paid as authorized by any applicant.

Important information about applying for an account:

To help the government help fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account.

What this means to you: When you apply for a loan we will will ask for your name, address, date of birth and other information that will allow us to identify you. We may ask to see your driver's license or other identifying documents.

If your application is approved, financing will be provided by an independent bank.

*Alimony, child support or separate maintenance income need not be revealed if you do not choose to have them considered as a basis for replaying this loan.

By submitting the electronic web form located at http://www.plasticsurg.org/creditapplication.html you agree to these terms and above disclaimers.

If you have any questions you can contact our patient coordinator at (312) 642-7777.